Let your credit card reward you

Posted on January 27, 2012 by admin| Leave a comment

Let your credit card reward youNews from Washington Post:
For the conscientious consumer, credit card rewards programs are equivalent to free money. Sometimes, the perks sound too good to be true, and that’s because for many people, they are. Rewards cards only benefit you if you pay off your credit card balance monthly. “The interest rates are very high on rewards cards,” says Odysseas Papadimitriou, chief executive of credit card comparison Web site CardHub.com. “If you carry a balance, you’re going to pay more in interest than you’re getting in rewards.”
In recent years, credit card [...] Continue Reading…

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Kids and Money: Orman’s prepaid card might offer teens a chance to learn

Posted on January 27, 2012 by admin| Leave a comment

Kids and Money: Orman’s prepaid card might offer teens a chance to learnNews from Richmond Times Dispatch:
Attention parents: Personal finance guru Suze Orman is promoting a new product that could help teenagers ease into the treacherous world of plastic.
The author and television commentator calls her credit card alternative the Approved Card.
It’s actually a prepaid card, which is similar to a debit card, except you don’t need a bank account or a spotless credit record.
Prepaid cards in general are simple to use: You can load money onto them and add cash when you’re running low. [...] Continue Reading…

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Consumers’ credit card debt eases

Posted on January 26, 2012 by admin| Leave a comment

Consumers’ credit card debt easesNews from Omaha World-Herald:

Amber Malone, music education student, saxophone player and percussionist, paid off her credit card debt after four years of working extra while attending the University of Nebraska at Omaha.

KENT SIEVERS THE WORLD-HERALD

Published Thursday January 26, 2012

By Steve Jordon | WORLD-HERALD STAFF WRITER

Premium ContentClick on Premium Conten…………… continues on Omaha World-Herald
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Unbanked? Here Are 4 Secured Cards That Can Boost Your Credit Score

Posted on January 25, 2012 by admin| Leave a comment

Unbanked? Here Are 4 Secured Cards That Can Boost Your Credit ScoreNews from MainStreet:NEW YORK (MainStreet) — Prepaid debit cards may be all the rage these days, but those looking to build credit are probably better off opting for a different kind of plastic.
Unlike prepaid alternatives, secured cards, which require customers to put down a sum of money upfront to cover the line of credit and thereby minimize the risk of default, can actually help your credit score as long as the issuer reports the information to Experian, Equifax or TransUnion. 

“Unless the disclosure statements [...] Continue Reading…

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Credit card debt falls alongside credit scores

Posted on January 25, 2012 by admin| Leave a comment

Credit card debt falls alongside credit scoresNews from Fox Business:
A robust holiday shopping season apparently led some Americans to delay extra debt payments during December, but that didn’t prevent the nation from ending on a high note. Despite a slowdown in debt payments at the end of 2011, all 50 states ended the year with less credit card debt than when the year began.
According to a recent report issued by CreditKarma.com, credit card debt declined 11 percent nationwide last year. However, it wasn’t all good news. Credit scores saw a decline during that time [...] Continue Reading…

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Approved Card is a decent first step in using plastic

Posted on January 24, 2012 by admin| Leave a comment

Approved Card is a decent first step in using plasticNews from Chicago Tribune:Attention parents: Personal finance guru Suze Orman is promoting a new product that could help teenagers ease into the treacherous world of plastic.The author and television commentator calls her credit card alternative the Approved Card.It’s actually a prepaid card, which is similar to a debit card except you don’t need a bank account or a spotless credit record.Prepaid cards in general are simple to use. You can load money onto them and add cash when you’re running low. You can also make [...] Continue Reading…

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New credit cards can ding your credit score

Posted on January 24, 2012 by admin| Leave a comment

New credit cards can ding your credit scoreNews from MyCentralJersey.com:
If you’re eager to buy a new car, here’s a story about the power of credit scores.
Keith Meintjes leased a Chevy Malibu in March 2011 for less than $ 200 a month when his credit score was higher than 800.
But eight months later, he didn’t qualify for the best advertised deal on another Chevy.
Why? Life happens – and sometimes you pick up ways to ding your credit score. It’s a lesson to keep in mind if you’re trying to refinance or take out a [...] Continue Reading…

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Credit score repair takes time

Posted on January 23, 2012 by admin| Leave a comment

Credit score repair takes timeNews from Muncie Star Press:
NEW YORK — You didn’t get into a credit mess overnight, so don’t expect to get out of it quickly.
Although it will take time to bring your credit score up, don’t let that deter you from getting started on your New Year’s resolution. You won’t vault from the depths to the top of the heap in a few months, but you can make significant gains. Making the effort should help you get your overall finances in order.
Credit scores are an integral part of everyone’s financial life, [...] Continue Reading…

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Hearing today on WB credit card statements

Posted on January 23, 2012 by admin| Leave a comment

Hearing today on WB credit card statementsNews from Wilkes Barre Times-Leader:January 23By Terrie Morgan-Besecker tmorgan@timesleader.comLaw & Order Reporter   |   Terrie Morgan-Besecker on Facebook   |   @TLTerrieMorgan on Twitter

If you go
The hearing is scheduled for 9:30 a.m. today before Judge Joseph Sklarosky Jr. at the Luzerne County Courthouse on South River Street.

WILKES-BARRE – As they reviewed dozens of statements for credit cards held by four city officials, Charlotte Raup and Joseph Wielgosz got a sense something wasn’t right.
The city, responding to a request filed under the Right to Know Act by Wielgosz [...] Continue Reading…

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Brothers allegedly went on spending spree using stolen credit cards in Raynham

Posted on January 21, 2012 by admin| Leave a comment

Brothers allegedly went on spending spree using stolen credit cards in RaynhamNews from Wicked Local:
Raynham police have identified a pair of brothers caught on surveillance video at Shaw’s during a spending spree in Raynham using a credit card stolen from a car parked at a Taunton gym, Police Chief James Donovan said.
Police have obtained arrest warrants for Matthew Terrio, 29, and Steven G. Terrio, 28, with last known addresses in Brockton and Fall River on charges of credit card fraud and larceny.
“We believe that these two brothers are the males captured on surveillance video [...] Continue Reading…

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